Required Documents

• Full Doc: 
•       2 years employment history in the same or related industry.
•       2 years of tax returns
•       30 days pay stubs
•       2 months bank and investment statements

• Stated Income:
•       Verification of employment for the past 2 years, via phone verification, business license or letter from CPA.
•       State annual income estimate on application
•       2 months bank and investment statements to verify assets

• Stated Income/Stated Asset: 
•       Verification of employment for 2 years via phone verification, business license or letter from CPA.
•       State annual income estimate on application
•       State assets on application

• No Ratio: 
•       No debt to income ratio calculated
•       Verification of employment for the past 2 years, via phone verification, business license or letter from CPA.
•       No income stated on application
•       2 months bank and investment statements to verify assets

•  No Doc:
•       2 years housing payment history.

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.